Peace of mind for your special day

Why do you need Wedding Insurance?  Or any Event Insurance?  Consider what could go wrong.


Becky and Aaron spent months planning their destination wedding to the Bahamas.  But on their wedding day, a category four hurricane made their reception site inaccessible.  If the couple had the right wedding insurance policy, they could have been reimbursed for lost deposits. 



 Cindy had just purchased her dream wedding dress. But when she went to pick up her dress a week before the big day, she saw an out of business sign in the window of the dress shop. With the right wedding insurance policy, Cindy could have been reimbursed for the money she lost.

Kelly and Roberto enjoyed their beautiful wedding up until their photographer called to say their wedding photos were ruined during the development process. Having the right wedding insurance policy could have helped to cover the cost to retake the couple's wedding photos. 


Wedding insurance helps make things right when something goes wrong.

You’ve always dreamed of planning the perfect wedding, but no matter how carefully you plan it, there are many things that can go wrong – things that are beyond your control.

What if your reception venue goes out of business a month before the wedding, and you lose your deposit and have to find another location? Or a hurricane causes your wedding to be postponed? What if your bridal shop closes, leaving you without a gown?

A wedding is an investment, and as the average cost of weddings rises, now up to $30,000, wedding insurance is needed more than ever. After all, you wouldn’t buy a new car that costs that much without insuring it against damage.

For as little as $160, your wedding insurance policy can cover a variety of situations, such as:

No dress. You can get repair or replacement cost if the bride’s wedding gown or groom’s tuxedo is lost or damaged.

Lost deposits. Your deposit can be reimbursed if a vendor goes out of business, declares bankruptcy before your wedding or simply fails to show up

Lost rings. You can receive repair or replacement cost if the bride or groom’s wedding bands are lost or damaged.

Severe weather. If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for certain non-recoverable expenses

Reimbursement is available if a necessary and unavoidable cancellation or postponement of the event occurs. Reimbursement is available for transportation, food, catering services, property and equipment rentals, hall and location rentals, and more

Ruined photos. If your photographer’s film is defective, or negatives are lost or damaged, wedding insurance can help cover the cost to retake new photos

Call to duty. If the bride or groom is unexpectedly called up to active duty, or has her or his military service leave revoked, forcing you to postpone the event, reimbursement can be provided for non-recoverable expenses

Damaged gifts. You can get repair or replacement cost if your wedding gifts are damaged

Sudden illness. If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for certain non-recoverable expenses

Venue requires insurance. As an additional option to your policy, you can add liability coverage to protect yourself incase a guest is injured or causes damage to property

Liquor liability. As an individual liability option to your policy, you can add this coverage to protect yourself against liability arising from alcohol-related occurrences(subject to policy conditions and exclusions)

Additional expense. If a vendor suddenly becomes unavailable for your event but you can find a last-minute replacement, wedding insurance can reimburse you for the difference in cost, up to 25 percent of the original contract price

Wedding insurance

There’s a lot to know when it comes to buying insurance – the types of options available, how much protection you need and what represents a fair price. That’s why it’s important to have an independent agent such as Trident Insurance Agency looking out for you and your family. Speak to your agent today!  *information provided by Travelers Insurance Company

Call Trident Insurance Agency for insurance on any invents you have coming up.  Its important to protect your investment and begin the protection as soon as possible!


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Raving Fans

Thank you so much for all the time and careful explanation you shared this morning --- You are SO knowledgeable and well spoken!

I have alerted State Farm that I have found a superior company/policy. So, let's proceed with our plan to begin coverage on Monday, July 22!

Many, many thanks again, Julie!

Cynthia Pierce

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